The Canadian Dental Care Plan (CDCP) is a new federal program designed to make dental care more accessible for eligible Canadians. Here’s what you should know about this important initiative:
Who Is It For?
Canadian residents who don’t have existing dental benefits and have an adjusted household income of less than $90,000 per year.
Current Status and Rollout
As of July 2024, the CDCP is in its phased rollout. Applications are currently open for seniors aged 65 and over, children under 18, and adults with a valid Disability Tax Credit certificate. The program is expected to expand to all remaining eligible residents in 2025.
Important Points to Remember
- NOT a Free Program: It is crucial to understand that it is not a free dental program. Patients may be required to make co-payments depending on their income and which fee guide your dental provider follows.
- Co-payments: Depending on your adjusted family net income, you may be required to make a co-payment of up to 60% of the cost of dental services. Additionally, you might have to pay for costs not covered by the CDCP.
* At North Delta Dental (Dr. Albert Tam), fees are based on the BC Dental Fee Guide and not the CDCP fee guide. - Coverage Limitations: Not all dental services are covered. It’s essential to check with your dental provider which services are included in the plan before proceeding with treatment.
- Understand Your Costs: Before undergoing any dental procedure, make sure you understand the associated costs. This includes knowing what the CDCP covers and what you might need to pay out of pocket.
- Inform Your Dental Provider: If you plan to use CDCP benefits, it’s crucial to inform your dental provider. Not all dental offices participate in this federal program, so it’s best to check in advance.
* North Delta Dental (Dr. Albert Tam) is participating in this federal program - Application Process: To apply for the CDCP, eligible individuals can do so online or by phone. The government encourages online applications when possible.
Looking Ahead
As the CDCP continues to roll out, it’s expected to significantly impact dental care accessibility in Canada. However, it’s crucial for potential beneficiaries to understand the program’s details, including its coverage, limitations, and potential out-of-pocket costs.
Remember, maintaining good oral health is an essential part of overall well-being. The CDCP aims to make this more achievable for many Canadians who previously lacked dental coverage. As with any new program, stay informed about updates and changes to make the most of this dental care initiative.
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For additional info about the CDCP, read our previous blog post or visit canada.ca